Our Portfolio Options

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Choose your retirement income goal.

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See your contribution rate & investment portfolio.

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We’ll provide suggestions for changes if needed.

Aggressive Growth

Our Aggressive Growth portfolio is just like it sounds – it’s our most aggressive portoflio for those who can handle a high level of risk and want the best chance for equity returns. This portoflio is ideal for investors with a high risk tolerance and that are more than 10 years from retirement age. This portfolio is made up of 90/10 weight between equity and fixed income mutual funds.

Growth

Our Growth portfolio is ideal for investors with a medium to high risk tolerance or that are at least 10 – 15 years from retirement age. This portfolio is made up of 80/20 weight between equity and fixed income mutual funds and is designed to be an offering for investors that don’t necesssarily want to take on the full volatility of our most aggressive portfolio – but still want to have a strong equity weighting.

Moderate Growth

Our Moderate-Growth portfolio is ideal for investors with a medium risk tolerance or that are approaching retirement age in the next 10 years. This portfolio is made up of 70/30 weight between equity and fixed income mutual funds. The idea behind this portfolio is to start dialing down your portfolio’s volatility as you approach retirement so that you have a more precise contribution that’s required to reach your retirement goal.

Moderate

Our moderate portfolio is ideal for investors with a medium to low risk tolerance or that are approaching retirement age in the next 5-10 years. This portfolio is made up of 60/40 weight between equity and fixed income mutual funds.

Balanced Income

Our Balanced Income portfolio is a 50/50 balance between fixed income (bonds) and equity-based (stock) mutual funds, and it is our most conservative portolfio offering. The idea of this portoflio is to offer a fit for those that are risk averse or are later in their retirement savings path – possibly even in their retirement years. The risk in the portfolio is dialed down because of it’s 50% weight to fixed income mutual funds, which have historically had a low correlation to equities.

  • Equities
  • Fixed Income

ERISA’s Fund List

Fund Name Expense Ratio
VTSAXTotal Stock Market Index

0.04%

VMVAXMid-Cap Value Index

0.07%

VSMAXSmall-Cap Index

0.05%

VTIAXTotal International Stock Index

0.04%

DFISXInternational Small Company

0.53%

VEMAXEmerging Markets Stock Index

0.14%

DEMSXEmerging Markets Small Cap

0.73%

VGSLXREIT Index

0.07%

DFIGXInt Govt Fixed Income

0.12%

VBTLXTotal Bond Market Index

0.05%

VBIRXShort-Term Bond Index

0.07%

People that work for you.

Our team of highly-dedicated retirement plan professionals are here for you on any plan matter, anytime. We’ll proactively make suggestions for improvement opportunities when they arise.